Mortgage Payment Cover Insurance

Mortgage Payment Cover

Mortgage Payment Cover

Click here for an instant Mortgage Payment Cover quote

Mortgage Payment Cover

Are you looking for good value mortgage payment cover that would protect your mortgage repayments if you fell ill or lost your job?

We have a wide range of low cost insurance options to safeguard your mortgage and to suit your budget. We are able offer that financial peace of mind and practical advice that will let you sleep at night should you lose your job through unemployment or critical illness.

You may think that In the UK you would be covered by some form of State benefits if you lose your job and need to pay your mortgage but these may only cover you after an initial waiting period and as long as you have met certain other criteria - for example:

Mortgage payment cover provides a useful safety net to the state benefit system and could even be the difference between you keeping your home or losing it in the event of unemployment or illness.

According to Government statistics, there were 142,000 people made redundant in the UK between October 2005 and December 2005 - and it is expected that the rate of redundancies will increase. There were also, on estimated 1.491 million people claiming unemployment benefit during the same time. taking out mortgage payment cover could have helped many of these people, and their families, through what can be financially a very difficult time.

Why use us for Mortgage Payment Cover?

As a professional insurance brokerage we are authorised and specialise in protection insurances such as mortgage payment cover for home buyers in the UK.

Unlike many other insurance sites that seem to sell mortgage payment cover on the internet our staff are all fully trained and are authorised to give advice to our clients. This means that not only will you get what is possibly the cheapest mortgage payment cover available anywhere in the UK, but we will also make sure that you get the the cover that best matches your needs and we are more than happy to answer any questions about the policy that you may have.

As a specialist company, we have the ability to search the market place for the best mortgage payment cover for you at the lowest possible price in the UK. You can be reassured that our service is free to you, the customer at all times, and we are even sometimes able to offer discounts on the policies provided by the leading income protection insurance companies in the UK.

Mortgage payment cover can normally be arranged by if you are :-

We define employment as being in paid work for 16 hours or more a week; as a permanent member of staff on an open-ended contract; or as a member of staff on a fixed term contract; or as a self-employed person. If you are on statutory maternity or parental leave you’ll still be treated as being in employment.

You may also be eligible for continued cover if, when you took out the cover you worked and lived in the United Kingdom, the Channel Islands or the Isle or Man and you are then subsequently posted to work outside the United Kingdom, the Channel Islands or the Isle or Man for either :

You should note that this type of cover is not designed as any form of savings scheme, the premiums that you pay are used to provide the cover for your mortgage payments and if you do not make a claim there is no return of any money.

CLICK HERE TO CONTINUE