Unemployment Cover from a specialist UK Insurance Broker

Unemployment Cover

If you're unable to work for a period of time because of disability (i.e., accident or sickness) or unemployment,making sure that your regular mortgage payment is met can quickly become a struggle. Our unemployment cover can ensure that your mortgage repayments are covered and are met for up to 12 months for any single claim.

In the UK, State benefits may be available if you lose your job and need to pay your mortgage but these may cover you only after an initial waiting period; for example:

you won’t qualify if you have a joint mortgage and only one of you loses your income
you won’t qualify if you have savings of more than £8,000
you may only qualify for help nine months after you become unemployed (unless you took your mortgage out before October 1995)
payments will only cover the ‘interest’ part of the mortgage
there is a limit on the amount of mortgage that qualifies.

Unemployment cover provides a useful safety net and could even be the difference between you keeping your home or losing it.

According to Government statistics, there were 142,000 people made redundant in the UK between October 2005 and December 2005 - and it is expected that the rate of redundancies will increase. There were also, on estimated 1.491 million people claiming unemployment benefit during the same time. taking out unemployment cover could have helped many of these people and their families through what is a financially difficult time.

Why use us for Unemployment Cover?

We have chosen to refer you to a website owned and operated by British Insurance Limited who are specialists in accident, sickness and unemployment insurance.

British Insurance Limited has been recommended in a large number of local and national newspapers and magazines including The Financial Times, The Times, The Telegraph, The Guardian, & The Mail on Sunday. In addition, its products have topped Which? 'best buy' surveys and it is the exclusively appointed provider of protection insurance to the members of The British Insurance Brokers' Association (BIBA).

When you click to go to the British Insurance Limited website you will be able to get a no obligation and confidential instant quote, together with all the information you require to apply online for accident, sickness and unemployment insurance.

British Insurance Limited are directly authorised and regulated by the Financial Services Authority under registration number 302674.
Please be aware that responsibility under Financial Services Authority regulations will therefore be assumed directly by British Insurance Limited if you purchase accident, sickness and unemployment insurance from them.

Remember, by asking us to arrange your unemployment cover you can be sure that we are likely to be able to provide unemployment insurance if you are :-

either applying for or have a residential mortgage that is not in arrears
over 18 and under 65 years of age
in full time employment or are self employed and have been for at least the last 6 months
working and living in the United Kingdom, the Channel Islands or the Isle of Man.

You may also be eligible for continued cover if, when you took out the cover you worked and lived in the United Kingdom, the Channel Islands or the Isle or Man and you are then subsequently posted to work outside the United Kingdom, the Channel Islands or the Isle or Man for either :

the British Armed Forces or as a civil servant in the British Embassy or Consulate; or
your employer is a United Kingdom registered company and you are assigned to work within the European Union.

You should note that this type of insurance is not designed as any form of savings scheme, the premiums that you pay are used to provide the cover and if you do not make a claim there is no return of any money.

CLICK HERE TO GET A QUOTE FOR UNEMPLOYMENT COVER.

Unemployment Cover UK