Critical Illness Cover UK

Critical Illness Cover

Critical Illness cover

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Critical Illness Cover

A lot of people take out life insurance to provide for their families and loved ones in the event of their death or to pay off large loans such as the mortgage on their house should they die unexpectedly. However, not so many people think about the need for critical illness cover.

This type of insurance provides cover for many medical conditions and illnesses that while not immediately fatal can have a serious impact on your ability to earn a living or can even seriously alter your life style.

Critical Illness cover is designed to pay out in the event of the policy holder contracting one of a number of illnesses or diseases that are specified in the policy document. It will normally pay out a lump sum but may also allow you to be provided with an regular income to cover loss of earnings.

What does Critical Illness cover ?

Normally critical illness insurance covers such diseases and illnesses as strokes, heart disease, kidney failure, organ transplants and cancer but may also include other conditions. You would be covered for any one of these diseases or illnesses, and would receive a payment whether you make a full recovery or not (although you may need to survive for 28 days after the initial diagnosis), and the money is yours to spend as you want - whether that be a holiday, converting your house to make things easier, some form of home help or even paying for private medial treatment.

Why should I use you for my Critical Illness cover?

Unlike many other life cover websites on the internet all of our staff are trained and authorised to give advice about our range of products to our clients. This means that not only do we make sure that you get one of the cheapest critical illness cover quotations available in the UK, but we will also make sure that you will get the the cover for critical illness that best matches your needs. You can also be assured that our staff are more than able to answer any questions you may have about your policy before you pay any premiums.

We only deal in protection based insurance and not in insurances covering items such as buildings, contents, cars, vans etc. This means that we are experienced with the following insurance types:

Before making any decisions about your future critical illness cover, there are a several points that you need to consider. How much money would you need if you did become critically ill and how long would you need the cover for? You should also think about the various illnesses that are covered by different insurance companies and any conditions that may be applied to the policy. By talking to us you will be able to get the answers to these questions.

As a specialist insurance broker, we have both the means and tools to search the market place for the best critical illness cover for you at the lowest possible price. Our service will not cost you anything and we are sure that we can find the insurance that meets your needs, giving you peace of mind should you be diagnosed with one of the illnesses covered by the policy. Why not contact us now for a quote for critical illness cover?

Please note that if you have not suffered any serious illness at the end of the term then the plan ceases and nothing is paid out.