Critical Illness Insurance UK

Critical Illness Insurance

Critical Illness Insurance

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Critical Illness Insurance

A very large number of people take out a life insurance policy to provide for their families and loved ones in the event of their death or to cover large loans such as mortgages should they die unexpectedly. However, not so many people think about taking out a critical illness insurance policy. These provide cover for many medical conditions and illnesses that while not immediately fatal can have a serious impact on your ability to earn a living or can even detrimentally alter your life style.

Critical Illness insurance is designed to pay out in the event of you contracting one of a number of illnesses or diseases specified in the policy document. It will either pay out a lump sum or may provide you with an regular income and is typically used either instead of or alongside a life insurance policy.

What does Critical Illness Insurance cover ?

Typically critical illness insurance covers diseases and illnesses such as strokes, heart disease, kidney failure, organ transplants, multiple sclerosis and cancer. You would be covered for any one of these diseases or illnesses, and would receive a payment whether you make a full recovery or not (although you may need to survive for a short period of time after the diagnosis), and the money is yours to spend as you want.

Why should I use your site when I'm looking for Critical Illness insurance?

We are different to many other online critical illness insurance businesses because we are a professional brokerage with fully trained staff who specialise in insurances that provide you with protection against one of life's unforeseen events..

Unlike many other critical illness cover web sites on the internet our staff are all trained and authorised to give advice to our clients. This means that not only do you get one of the cheapest critical illness insurance quotations available in the UK, but we will make sure that you will get the the policy that best matches your needs and that our staff are more than able to answer any questions you may have about your policy.

We only deal in protection based insurance and not in insurances such as buildings, contents, car etc. This means that we are experienced with the following insurance types:

Before making any decisions about your future critical illness cover, there are a number of factors you need to consider. How much money would you need if you did become critically ill and how long would you need the cover for? You also have to consider the various illnesses that are covered by different insurance companies and any conditions that may apply to the policy.

As a specialist company, we have the means to search the market place for the best critical illness insurance policy for you at the lowest possible price. Our service will not cost you anything and we are sure that we can find the insurance that meets your needs, giving you peace of mind should you be diagnosed with one of the illnesses covered by the policy.

Please note that if you have not suffered any serious illness at the end of the term then the plan ceases and nothing is paid out.